Terms and Conditions

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Effective Date: [Insert Date]
Website: https://shreecapitaledge.com/
Company Name: Shree CapitalEdge Financial Services LLP
Registered Office: Poddar Court Gate No. 1, Room No. 312, 3rd Floor, 18, Rabindra Sarani, Kolkata – 700001

Welcome to the website of Shree CapitalEdge Financial Services LLP. By accessing and using this website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree, please refrain from using the website.

• Company refers to Shree CapitalEdge Financial Services LLP. 
• User/Visitor refers to any individual accessing or using the website. 
• Services include loan facilitation, insurance advisory, mutual fund distribution, tax filing assistance, and other financial services. 
• DSA refers to Direct Selling Agent services for banks and Non-Banking Financial Companies (NBFCs). 

1. The Company acts as: 
   • A Direct Selling Agent (DSA) for Banks and NBFCs for loan products. 
   • An Insurance Agent/Corporate Agent for life and general insurance companies. 
   • A Mutual Fund Distributor, facilitating investments in schemes offered by Asset Management Companies (AMCs). 

1. The Company operates as an intermediary and does not directly lend, underwrite, or insure any product. 
2. Final approval of loans, insurance policies, and investments rests solely with the respective financial institutions. 

By using this website, you confirm that:

• You are at least 18 years old. 
• You are legally competent to enter into binding agreements. 
• All information provided by you is accurate and complete. 

Users agree to:

• Provide true and accurate information. 
• Submit authentic documents for processing applications. 
• Avoid impersonation, fraud, or misrepresentation. 
• Use the website for lawful purposes only. 

The Company reserves the right to reject any application containing false or misleading information.

• The Company assists customers in applying for various loan products such as personal loans, business loans, home loans, SME loans, and vehicle loans. 
• Approval, interest rates, and terms are determined solely by the respective banks or NBFCs. 
• The Company shall not be held responsible for rejection or delays in loan processing. 

• Insurance products are offered through licensed insurers. 
• Policy issuance is subject to underwriting and approval by the insurance company. 
• The Company acts as a facilitator and does not guarantee claim settlement. 
• Customers are advised to read policy documents carefully before purchase. 

• Investments in mutual funds are subject to market risks. 
• Past performance does not guarantee future returns. 
• The Company provides distribution and facilitation services and does not guarantee returns. 

Mandatory Disclaimer:
Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

• The Company may earn commissions or incentives from banks, NBFCs, insurance companies, and AMCs. 
• Users are not required to pay any undisclosed fees. 
• Any service charges, if applicable, will be communicated in advance. 

All content on this website, including logos, text, graphics, and designs, is the property of the Company and is protected under applicable intellectual property laws. Unauthorized use is strictly prohibited.

• Personal information submitted through the website will be handled in accordance with our Privacy Policy. 
• By using the website, you consent to the collection and use of your information for service-related purposes. 
• The Company maintains reasonable security measures to protect user data. 

This website may contain links to third-party websites. The Company is not responsible for the content, policies, or practices of such external sites.

The Company shall not be liable for:

• Rejection or delay in loan, insurance, or investment applications. 
• Financial losses arising from investment decisions. 
• Technical errors, interruptions, or inaccuracies on the website. 
• Actions taken by banks, NBFCs, insurance companies, or AMCs. 

Users agree to indemnify and hold harmless the Company, its partners, employees, and affiliates from any claims, damages, or losses arising from misuse of the website or violation of these Terms.

The Company operates in accordance with applicable regulations, including:

• Reserve Bank of India (RBI) guidelines for DSAs. 
• Insurance Regulatory and Development Authority of India (IRDAI) regulations. 
• Securities and Exchange Board of India (SEBI) guidelines for Mutual Fund Distributors. 
• Association of Mutual Funds in India (AMFI) standards. 

• The information on this website is for general informational purposes only. 
• It does not constitute financial, legal, or tax advice. 
• Users are advised to consult qualified professionals before making financial decisions. 

The Company reserves the right to suspend or terminate access to the website without prior notice for any violation of these Terms.

The Company may update these Terms and Conditions at any time. Changes will be effective upon posting on the website.

These Terms and Conditions shall be governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts located in Kolkata, West Bengal.

Shree CapitalEdge Financial Services LLP
Poddar Court Gate No. 1, Room No. 312, 3rd Floor
18, Rabindra Sarani, Kolkata – 700001
📞 Phone: +91-9007819781
📧 Email: shree.capitaledge@outlook.com
🌐 Website: https://shreecapitaledge.com

• IRDAI Registration No.: [To be inserted] 
• AMFI Registration Number (ARN): [To be inserted] 
• GSTIN: [To be inserted] 
• CIN/LLPIN: ACW-7844